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Me and Mr. Tiki

I live in coastal southern California with my husband. I have created this blog to help me make a graceful transition from full-time career woman to full-time retiree. I also hope to connect with others who are on a similar path to retirement, or who have successfully made it to the other side, or anyone who has an opinion, idea, or words of encouragement to share.

I named my blog Retirementally Challenged because I know that it can take a lot of work to set up a successful retirement. Money is just part of the equation; equally important is being prepared mentally for everything – both wonderful and challenging – retirement can be.


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  1. beachcomber / Feb 18 2014 8:48 am

    Hi Janis–love your blog title. I’m retired also and trying hard not to coast into abject laziness. So far, I’m losing. 😀

    • Janis @ / Feb 18 2014 7:30 pm

      I have much to learn – both about retirement and blogging. I look forward to following your blog. We have a few things in common (a history of Hodgkin’s, photography, and a love of all things tropical) and a few things not (no snow here in San Diego!). Stay warm and keep on writing!

      • beachcomber / Feb 19 2014 7:11 am

        We do have a lot in common. A fellow Hodgkin’s warrior too. Hope we both stay out of that club. 🙂

  2. Terri Webster Schrandt / Nov 10 2014 11:10 pm

    Hi Janis, I like your connect photo. I am also about to retire (I live in Sacramento) and am originally from San Diego! Looking forward to reading more 🙂

    • / Nov 14 2014 8:04 am

      Hi Terri. We are back home now and I’m catching up on comments. Congratulations on your upcoming retirement! You will love it. My husband is from the Sacramento area so we get up there now and then. I’m going to follow your blog – it looks like a good one!

  3. Kimberly / Nov 16 2014 4:57 pm

    Blessings! Thank you for following 50figment. I am so excited to welcome you as a new follower, and am sure you’ll teach me a few tricks along the way.

  4. hafong / Jan 3 2015 6:22 am

    Hi Janis, I’ve been retired for a year and a half now. I don’t miss work at all and haven’t been idle nor bored. But it does take time and effort to re-adjust. For me the trick was not to try too hard but to rest and be for awhile.


    • / Jan 3 2015 1:41 pm

      Yes, just “be” for awhile… I like that. Now, after 7 months of retirement I am fully integrated into the retiree lifestyle and having great fun! The hardest part was to get over the need to feel productive all the time. Being productive is good, but sometimes (actually, a lot of the time) my husband and I just enjoy doing whatever floats our boat. Thanks for the visit and the follow!

  5. Ellen Hawley / Mar 15 2015 3:03 am

    I’m a writer, so I don’t quite get to retire, I just get to quit the jobs that paid any reliable money. Having said that, it’s been great. My partner’s take on it is that she can’t remember how she found time to work. Blogging wasn’t part of my plan, but it’s been a wonderful discovery.

    • / Mar 15 2015 8:25 am

      Now that I have retired, the fact that I can do just about anything (with some limitations, of course) can feel overwhelming. I agree with your partner, how did I find the time to get anything done while I was working?

      Blogging has been a lot of fun but, for me, writing is sweat. I enjoy it, but I agonize and overthink. I envy those whose words just flow out of them and, when they hit “post,” they have created a perfect little gem…with no typos.

  6. Carol Ferenc / Jun 12 2015 1:18 pm

    Hi Janis, I discovered your intelligent, entertaining and beautiful blog a few months ago and now I am following you. I retired about a year and a half ago and many of your posts hit home with me. I’ve always loved writing and recently I started my own blog as a venue for my work. Excellent blogs like yours give me inspiration!

    • / Jun 12 2015 1:22 pm

      Hi Carol! Funny, I was reading your “about” when I received your comment. Thanks for your kind words about my blog. It appears that we are in similar passages of our lives.

      I enjoyed reading a sampling of your posts (especially the one about your mother) and look forward to reading more!

  7. echoesofthepen / Jul 23 2015 6:23 pm

    Hello Janis

    I discovered your blog via the /cherished Blogfest organised by Damyanti, and which I’m helping co-host. First of all, congratulations of your retirement plans. I too have lots of plans of rmy own retirement in three years time – some travel adventures, more time to enjoy my outdoor pursuits, and most of all the opportunity to develop and enjoy my writing. Hope to learn more about you and your writing as I delve further in to your blog posts…

    Best wishes, Paul…

    • / Jul 23 2015 6:32 pm

      Very nice to meet you and thank you for visiting! You have reminded me that I need to update my About since I’ve been retired now for a little over a year. Welcome to (almost) retirement… I can’t recommend it enough! I’m looking forward to reading about your cherished object!

  8. joannesisco / Jul 24 2015 5:00 pm

    There simply aren’t enough hours in the day for me to do all the things I want to do. Retirement has been easy for me 🙂 … but I do miss the paycheque 😉

    • / Jul 24 2015 6:01 pm

      I know, I can’t figure out why that direct bank deposit I grew so used to had to stop coming! But, I wouldn’t give up my new freedom for anything! I feel so lucky to have been able to make the break from working full time to doing pretty much what I want!

  9. Jill's Scene / Jul 24 2015 6:41 pm

    Hello Janet, I found my way here through the Cherished Blogfest. What a great title for your blog. I have some big changes coming up, not so much retirement, at least that’s not how I’m thinking of it, as a whole new way of life; new adventures – I hope.

    • / Jul 25 2015 9:58 am

      Oh, big changes… how exciting (I hope)! I think I’ll follow your blog to find out where those adventures take you!

  10. Marje @ Kyrosmagica / Jul 25 2015 3:18 am

    Have a wonderful retirement, hope you are able to do all the things you would like to do.

    • / Jul 25 2015 9:26 am

      Thank you! My husband and I are fortunate to have been able to retire relatively young. We look forward to many years of travel and leisure.

  11. lisadorenfest / Aug 10 2015 5:42 pm

    I think that a more appropriate title for your blog would be The Consummate Retiree. Loving your adventures!

    • / Aug 18 2015 5:29 pm

      Ha ha! Thank you! I came up with the name before I retired and wasn’t quite sure what I was getting into. I’m getting the hang of it now and we are enjoying our retired life.

  12. Claremary P. Sweeney / Apr 9 2016 4:36 am

    I retired early and have loved every minute of it. No one is the boss a me! Also, it’s given me the time to write. I could never blog, if I were still working. Enjoy and then enjoy some more.

    • / Apr 9 2016 9:54 am

      Sometimes I think that I’m having way too much fun! I used to hear retired people say that they are so busy they couldn’t image having to work also… now I know what they mean!

      • Claremary P. Sweeney / Apr 9 2016 10:36 am

        Janis, I made my husband retire soon after me. He was tentative, but I told him he could go back part time, if he couldn’t find enough to do. He never went back. It’s been 12 years. Like you, we travel and enjoy our home and friends. I’ve just started writing seriously in the last 3 years, and published a an adult-children’s book last year, so things centering around the book have gotten a bit busier lately. I’m re- writing my first mystery right now and I will not tell you who dun nit. Very nice to meet you and have a lovely weekend! (Oh, Happy Birthday one more time!) Clare

        • / Apr 9 2016 11:37 am

          We had dinner with friends last night and found out that one of the husbands is writing a mystery. I was so impressed! Although I enjoy writing, I don’t have a novel – or even a short story – in me. I admire those who can make things up like that!

          • Claremary P. Sweeney / Apr 9 2016 12:15 pm

            Blogging takes a lot of imagination, so you are a writer. (Many things in books are actually true even if the book is supposedly fiction. You just have to figure out how to change the names to protect the guilty.)

  13. tobyo / Apr 10 2016 4:09 am

    Hello there. I found your blog on another blog that I follow where you had commented. I’m not retired yet but hoping to do so in the next several years. Perhaps I can learn some things from you 🙂 I thought I had it all figured out, alas, now I’m just not sure. I guess time will tell. Nice to meet you.

    • / Apr 10 2016 2:56 pm

      Nice to meet you also! I guess each of us has our unique journeys into and through retirement. Actually retiring was a cake-walk for me… now after two years, I’m starting to search around for something “more.” I’ll be interesting in reading about your journey!

  14. edebock / May 6 2016 10:17 am

    I’m so glad you decided to follow my blog this morning or I might never have found yours! Blogging has definitely been one of the many joys of retirement for me. I love the name of yours, by the way!

    • / May 6 2016 10:48 am

      I discovered your blog from your comment on A Well Styled Life. I enjoy the blogging community of retired – and nearly retired – women. We all have something to share from our different perspectives. I love your blog’s combination of travel, fashion, and observations.

  15. Simone / May 7 2016 3:47 am


    I just found your blog and would like to invite you to guest post on the blog on our site, Retirement And Good Living about your transition to retirement.

    Our site provides information on a variety of topics including retirement planning, finances, health, retirement locations, travel, education, hobbies, part time jobs, aging, volunteering and more. Over 300 guests from around the globe provided posts for the blog on our site.

    Please let me know if you are interested and I will forward additional information.

    Thank you,

    Simone Harrison
    Retirement And Good Living

    • / May 8 2016 2:06 pm

      Hi Simone. Thank you for visiting my blog. Sure, send me more info about guest posting on your site – that sounds interesting.

  16. Genius Mikhail / Aug 10 2016 10:02 am

    I wish well to you during retirement.

  17. beeorganizedwithpamela / Aug 14 2016 11:23 am

    Janice, I love that you are traveling. It looks like you are making the transition with grace and style.

  18. selfhelpsunday / Sep 7 2016 5:08 pm

    HI, am just getting into blogging after retiring in November. Looking forward to reading more about your blog! It took a lot of scrolling through tags of “retirement” to find yours!

    • / Sep 7 2016 6:06 pm

      Welcome to the blogging community! I’ve been at it almost three years (about 1 1/2 years longer than the life of a typical blog). I encourage you to click on the names of many of the people who leave their comments on my posts – many of them are active bloggers and are retired too. It’s a good way to find others whose blogs you might want to follow. I’d love to follow your blog too (as soon as I can figure out where to enter my email address). It looks like you are well on your way!

  19. Box of Miracles / Oct 31 2016 12:17 am

    Hello, I’ve been enjoying your blog, thank you. Has anyone ever told you that you look like the actress Helen Hunt in the photo on your About page?

    • / Nov 1 2016 3:29 pm

      I have heard that comparison before… also Meryl Streep and Laura Linney. I don’t quite see it, but I guess we never really see ourselves as others do. Thank you for your comment! I’m glad you are enjoying my blog.

  20. Lynn / Dec 22 2016 11:40 am

    Janis, thank you for the follow via Joanne! Looking so forward to sharing in the future!

    • / Dec 24 2016 11:11 am

      I look forward to that also! I had the pleasure of meeting Joanne this past summer so I enjoyed reading about your get together too.

  21. Maureen / Jan 13 2017 4:56 am

    Hi there,
    I found your blog through your comment on another blogger that I follow. I am “retirement age” (here in Canada that’s anyone over 65) but have not taken the plunge yet because I’m not sure I am (mostly emotionally) ready for it. I will be a fly on the wall following other people like yourself who are starting to figure it out and know I will enjoy your posts in the process.

    • / Jan 15 2017 5:58 pm

      Hi Maureen! I am thrilled that you found my blog and thank you for your comment! We have such a nice community made up of bloggers who have retired – or are planning to – and readers who add so much to the dialog. So many of us have been in the same place you find yourself: we are hopefully optimistic about leaving work, but also realize that there are big changes on the horizon. I look forward to learning more about your process!

  22. robinsnest848 / Feb 25 2017 10:59 am

    Hello! Found you through a comment you made on someone’s blog and your blog title looked interesting. I read your “about” page and I like that we have things in common! I want to retire soon, and ramping up for that eventuality. I hope to become a career coach/consultant. I also live in SoCal, which can have it’s own issues with retirement, such as affordability. Yet, it’s my home, my state, and my two daughters live here…anyways, glad I found you and look forward to reading more of your blog!

    • / Feb 25 2017 11:44 am

      Very nice to meet you and thank you for the follow. Your blog looks interesting as well. I was also in the book business a lifetime ago (I was a graphic designer for a subsidiary of Harcourt Brace Jovanovich) and really loved that industry – lots of smart, dedicated people. Good luck on your retirement planning; I know it can be scary, but the rewards are great.

  23. robinsnest848 / Feb 25 2017 11:55 am

    Ah, the book business. My favorite career! (Since 1996) One of my favorite topics and hobby. I truly have a love affair with books and reading. Thanks for the follow too!

  24. cathie72 / Mar 17 2017 4:12 pm

    I’m not yet retired and am interested in hearing more about what it’s like and how one knows she is ready! I look forward to reading your blog.

    • / Mar 17 2017 5:31 pm

      Thank you for the follow! There are quite a few retired, semi-retired, and near-retired bloggers out there. I think we all approach it a bit differently, but I haven’t read of many who regret their decision. I know that I never looked back.

  25. aintwegotitmade / Jun 20 2017 1:31 pm

    Hi there! Thanks for stopping by and liking my blog entries…and for the follow! I’m on the precipice of my next life stage and I looking forward to hearing about your experiences/gathering some tips from you…

    • / Jun 21 2017 9:18 pm

      Thanks for commenting and the follow too! I’m not sure about tips, but I can say that retirement is awesome!

  26. Tony / Jul 20 2017 9:29 am

    HI! Thanks very much for stopping by my blog and liking my post on walking. As an old retiree, 77 and 17 years retired, it sounds to me like you are off to a great start. Planning gets you halfway there. I can tell you that my writing the blog on Diet, exercise and living past 100 has had a very beneficial affect on my life. I hope that yours will, too. Best of luck!

    • / Jul 21 2017 3:45 pm

      I’m enjoying reading some of your past posts. We all need to take responsibility for our health – especially as we are growing older and good health isn’t something we can depend on anymore.


  1. Summer Sundays Series is Almost Here - Retirement_Reflections

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